James Chang

Consulting Actuary

Mr. Chang is a Fellow of the Casualty Actuarial Society (CAS), and a Member of the American Academy of Actuaries. Prior to joining Huggins, James was the Managing Risk Actuary of AIG Enterprise Risk Management. He also held actuarial positions at a large international reinsurer, a large international insurance company, and a rating bureau.

Mr. Chang’s professional experience includes:

  • Stochastic reserving for commercial and personal lines, including medical malpractice, general liability, workers’ compensation, homeowners, automobile, and specialty insurance;
  • Capital modeling for insurance company assets and liabilities;
  • Reserving and financial reporting;
  • Stress and Scenario testing for rating agency, regulatory, and economic models;
  • Reinsurance pricing for complex multi-line reinsurance treaties considering all important contractual features;
  • Commercial and personal lines ratemaking and rate filing;
  • Competitor analysis to achieve goals for the enterprise;
  • Ad hoc research of actuarial, underwriting, claims, and other company issues for management.

Mr. Chang received his Bachelor of Science in Bio-Engineering from the Johns Hopkins University, graduating as an early induction member of Tau Beta Pi.

The Huggins Advantage

Our firm’s philosophy centers on our commitment to the highest level of quality service delivered by quality people.  Our long tradition of providing responsive, technical excellence to our clients’ needs through an integrated team approach requires that we focus on quality in every aspect of every engagement.